Development finance is a loan advanced towards the purchase of land or building work. We can assess your case and tailor a solution to the needs of your project.

How does development finance work?

Development finance works by funds being advanced upfront initially as a short-term loan towards land purchase followed by draw-downs in staged payments for build works. Loans are calculated based on the predicted value of the property at completion with factors such as project type, developer experience, level of build cost, and equity taken into account.

It’s very important to consider development finance with a strategic mindset. By doing so, it can improve the financial status of your project, how each choice of a product influences the outcome, and help to define the structure of your case.

What can development finance be used for? 

Typical schemes include:

  • Single-unit residential
  • Multiphase residential
  • Commercial to
  • Multi-unit commercial
  • Houses of Multiple
    Occupancy (HMOs)
  • Mixed-use

Why use property finance brokers?

Working with a broker with the right relationships to navigate the market, can greatly increase the likelihood of making a successful application. We can help you to identify the right deals from our well-researched lender panels, whilst facilitating the flow of information as a go-between. We know each lenders’ criteria inside out, how they operate, and importantly when presenting a case, what works and what doesn’t.

Helping you to move forward  

We recognise that detailed customer service is what really makes our broking solution most useful! So, you can be certain when considering your options you’ll get the back-up you need in every respect. From sourcing and structuring deals through continuous application support and the timely release of funds, through to a smooth exit, at end of term.

Featured media

Case study: Broker-Developer-Lender relationships support a barn conversion


Case study: Development loan supports timber frame construction


Case study: Helping you to pay less money into the deal


Featured Guides

Guide To Property Development Finance


Bridging Loan for Limited company

Exceptionally professional and friendly approach with great attention paid to small details and personal circumstances. Excellent communication and super fast on point responses even out of working hours. The lender was found and the loan agreed for a very complicated deal where few other brokers weren’t able to help.

- Natalia